Adams Credit: 2020 BMW M4

Top 5 Budget SUVs Under 20k 2021. Choosing an SUV can be a daunting task with a limited budget. Known for being reliable and fun, SUVs have gained popularity among mainstream automobile purchasers. Below are 5 SUVs that are have bargain basement pricing with unparalleled reliability for their segment. Let’s get started.


2020 Porsche Cayman

5. 2021 Toyota C-HR

The Toyota C-HR has styling cues borrowed from the Toyota Camry and Toyota Carolla. With an MSRP starting at $21,595 for an LE model is a great SUV at a bargain basement price. The only downside to the C-HR is that it may be difficult to decide what color to buy. The C-HR comes in 12 different color combinations with some of them being available with a contrasting black roof. Leather and other creature comforts are available in the Limited Edition which has a started MSRP of $26,650. We recommend this one in Blizzard Pearl with a black roof.


2020 BMW M4

4. 2021 Honda HR-V

Next up, we have the Honda HR-V. The Honda HR-V is a crossover that is built for adventure with benefit of the Honda brand which is known for its value and reliability. Featuring a 1.8 L 4-Cylinder engine with over 141 hp, this SUV/crossover is a performer. It is also available in an all wheel drive configuration. Get this car on the road and you will be able to immediately tell why BMWs are known as the Ultimate Driving Machine.  We recommend this car in blue with the full carbon fiber package and GTS wheels.


Adams Credit: 2017 Maserati GranTurismo

3. 2021 Kia Seltos

The Kia Seltos, although the new kid on the block, it is arguably the best looking SUV. The Seltos with its classic styling is available with all-wheel drive at a starting MSRP of $21,990, The seltos allows you to arrive in style. The Kia Seltos in its most basic trim comes with 146 horsepower from a 2.0 liter, Dual Overhead Camshaft (DOHC), 16-valve, In-line 4-cylinder.  The interior of the Seltos is very nice and includes a class-leading 10.25-inch touch screen w/navigation, Apple CarPlay® Standard, Android Auto™ Standard, and Bose premium audio with mood lighting. The Kia Seltos is available in  12 colors, we suggest Dark Ocean Blue with a Clear White top as shown.


Visit the for current Auto Financing rates

Adams Credit: 2020 Toyota Supra

2. 2021 Mazda CX-30

The highly anticipated Mazda CX-30 enters the Mazda lineup with a class leading 186 horsepower.  The Mazda CX-30 is available in its highest trim with a 2.5 Liter turbo engine putting out 250 hp and 320 pound feet of torque.  This engine propels the CX-30 from zero to sixty in just 5.8 seconds. The Mazda CX-30 is a great bargain, and with the improved reliability of Mazda over the last few years this vehicle is definitely recommended. The only disappointment is that the base model only comes in three colors, none of which are the Soul Red Crystal Metallic as shown. 


Adams Credit: 2020 Corvette C8

1. 2021 Hyundai Kona

Generally, there is not much we can say about the all new Hyundais, but Wow! The Kona is equipped in its most basic trim is 2.0 liter 4 cylinder engine putting out 147 hp. The Hyundai Kona has the most futuristic look of the bunch in our opinion however we wish it were a bit taller. This small SUV comes in 6 awesome colors, however it does have quite a bit of plastic trim similar to that of the Mazda CX-30. We recommend this car in Kia’s Ultra Black.

Ready to Buy a Car?

You’ve found the perfect budget SUV – that was the difficult part! Or was it? Now it’s time to fill out a finance application. How can you increase your approval odds?

Did you know that the biggest reason most people get denied for financing in the purchase of a new car is their credit score? Don’t waste time on an application without understanding your odds of approval.

Your first step to determine your eligibility is to pull your Credit Report. You can review your Credit Report to find every inaccurate item (and potentially have it removed). Or you can contact a Credit Repair company, like Adams Credit to walk you through your credit report.

You can schedule a free consultation Adams Credit, or call one of their Credit Specialists, here (800) 713-IMCS

Sign Up
Free Credit Analysis